Home Credit report BBB warns you about identity theft

BBB warns you about identity theft

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MONROE, La. (KNOE) – Here are some of the ways thieves could use your stolen information and the signs you can look for.

An identity thief could use your information to obtain credit or service on your behalf.

• How to spot it: Get your free credit report at AnnualCreditReport.com. Review it for accounts you haven’t opened or requests you don’t recognize. A new credit card, personal loan, or car loan will appear as a new account. A new mobile phone plan or a new utility – like water, gas or electricity – will appear as a request.

An identity thief could use your credit card or withdraw money from your bank account.

• How to spot it: Check your credit card or bank statement when you receive it. Look for purchases or withdrawals you didn’t make.

• Bonus Tip: Sign up to receive text or email alerts from your credit card or bank whenever there’s a new transaction. This could help you spot unauthorized or fraudulent activity on your account.

An identity thief could steal your tax refund or use your social security number to work.

• How to spot it: A notice from the IRS that there is more than one tax return filed in your name could be a sign of tax impersonation. The same goes for a notice that you receive income from an employer you don’t work for.

An identity thief could use your health insurance to get medical attention.

• How to spot it: Review your medical bills and Explanation of Benefits statements for services you did not receive. They could be a sign of medical identity theft.

An identity thief could use your information to file a claim for unemployment benefits.

• How to spot it: A notice from your state unemployment office or employer about unemployment benefits you didn’t apply for could be a sign of fraud.

If you discover signs that someone is misusing your personal information, learn what to do on IdentityTheft.gov.

Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The BBB office also keeps FTC printouts!

You can call the Better Business Bureau at 318-387-4600 for assistance or to schedule an appointment.

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