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Best Credit Card Processing Companies – Forbes Advisor

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Founded in 2011, Clover is another popular credit card processing company for small retailers and restaurants, similar to Square. Both offer easy-to-use point-of-sale software, native hardware options, and integrated payment processing.

Clover uses subscription rates plus flat fees rather than Square’s simpler flat-rate pricing model. Clover’s Register Lite plan starts at $ 9.95 per month with a charge of 2.7% + $ 0.10 for in-person payments and a charge of 3.5% + $ 0.10 for entered payments, and best suited for businesses with less than $ 50,000 in annual credit card transactions.

The Clover’s Register plan costs $ 39.95 per month with a charge of 2.3% + $ 0.10 for in-person payments and a charge of 3.5% + $ 0.10 for entered payments. This plan is best for businesses with over $ 50,000 in annual credit card transactions as well as restaurants, as it includes credit card pre-authorizations for reservations, table management, and adding tips. to checks.

Clover provides access to funds within one to three business days, but claims most funds are available the next day. The company also allows you to return any device within 60 days and provides 24/7 phone, email and chat support.

Who should use it. Small restaurant businesses looking for an all-in-one point of sale, ledger system, and credit card payment processor.


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