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Do gas station credit cards help you save?

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NASHVILLE, Tenn. (WTVF) – Gas prices continue to rise, making money even tighter for most households.

You may be considering getting a gas credit card to help with rising costs. There are many types of credit cards, and some can be beneficial.

However, some experts don’t think gas station credit cards are the best option for saving money.

Bankrate’s Ted Rossman said it’s better to have a general-purpose credit card with strong gas rewards than that card from a gas station.

He said those at gas stations often don’t have the most attractive rewards and you only get something like 5 or 10 cents per gallon. Rossman adds that with rising prices, the nickel or penny is less significant as a percentage.

According to Rossman, it’s easier to qualify for a gas station card, but it won’t pay out the same way. He says there are better ways to save.

“Almost every major brand has apps that save you five or 10 cents per gallon. What I like to do is stack that up. So if I use a card that gives back 3, 4, or 5 % on gas and stack it with an app that’s going to give me an extra 5 or 10 cents a gallon at that specific station. There’s two ways to save instead of just one,” Rossman said.

There are several reward credit cards that give you a percentage cash back on gas. Rossman said cards like Costco and Sam’s Club can be beneficial, but some stores will require you to pay for a membership.