At first I was faced with an eight hour delay which quickly turned into an overnight stay. American was going to pay for a hotel, but I would be largely on my own for meals, as well as any other expenses I might incur from the extended trip.
While many credit cards offer some form of travel insurance, not all are created equal and some only intervene if the cardholder dies in a plane crash. But Sapphire Reserve offers three types: Trip Cancellation / Interruption Insurance, Baggage Delay Insurance, and Travel Delay Reimbursement.
As the name suggests, Trip Cancellation / Interruption Insurance covers expenses when a trip is “cut short or canceled” due to cases such as illness, inclement weather, injury, death, terrorist action, hijacking and jury duty or subpoena that cannot be postponed. Chase will cover up to $ 10,000 per trip, if eligible.
After I landed in Dallas, American gave me a hotel voucher, at my request, so that I could take a shower during my four hour layover. I took a shuttle from the hotel to the hotel, about five miles from the airport itself, and had only planned to shower in the room and then return to the hotel. airport.